{"id":3204,"date":"2026-02-16T21:06:36","date_gmt":"2026-02-16T21:06:36","guid":{"rendered":"https:\/\/jirehpropiedades.cl\/?page_id=3204"},"modified":"2026-02-17T00:05:38","modified_gmt":"2026-02-17T00:05:38","slug":"simulador-hipotecario","status":"publish","type":"page","link":"https:\/\/jirehpropiedades.cl\/en\/simulador-hipotecario\/","title":{"rendered":"Simulador Hipotecario"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3204\" class=\"elementor elementor-3204\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ced1f e-flex e-con-boxed e-con e-parent\" data-id=\"b8ced1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e201265 e-con-full e-flex e-con e-child\" data-id=\"e201265\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f41b36a elementor-widget elementor-widget-heading\" data-id=\"f41b36a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simula tu<\/br>\n<p style=\"color: #024F8B\">Cr\u00e9dito hipotecario<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c00e823 elementor-widget elementor-widget-text-editor\" data-id=\"c00e823\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Calcula cu\u00e1l ser\u00eda el valor aproximado de tu dividendo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87cbd5c e-con-full e-flex e-con e-child\" data-id=\"87cbd5c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfd26b1 elementor-widget elementor-widget-shortcode\" data-id=\"cfd26b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"simulador-pro\" data-precio=\"50000000\">\n\n<h3>Simulador Hipotecario<\/h3>\n\n<label>Precio de la propiedad<\/label>\n<div class=\"precio-row\">\n    <input type=\"number\" id=\"precio\" value=\"50000000\">\n    <select id=\"moneda\">\n        <option value=\"CLP\">CLP<\/option>\n        <option value=\"UF\">UF<\/option>\n    <\/select>\n<\/div>\n\n<label>Pie (%)<\/label>\n<input type=\"number\" id=\"pie\" value=\"20\">\n\n<label>Plazo de inter\u00e9s en a\u00f1os <\/label>\n<div class=\"plazos\">\n    <button data-plazo=\"5\" class=\"active\">5<\/button>\n    <button data-plazo=\"10\">10<\/button>\n    <button data-plazo=\"15\">15<\/button>\n\t<button data-plazo=\"25\">25<\/button>\n\t<button data-plazo=\"30\">30<\/button>\n\t<button data-plazo=\"40\">40<\/button>\n<\/div>\n\n<label>Tasa <span id=\"tasa_label\">4.5<\/span>%<\/label>\n<input type=\"range\" id=\"tasa\" class=\"slider-tasa\" min=\"0\" max=\"8\" step=\"0.1\" value=\"4.5\">\n\n<div class=\"resultado-box\">\n    <div class=\"resultado-label\">Tu dividendo mensual<\/div>\n    <div id=\"resultado\">Calculando...<\/div>\n<\/div>\n\n<\/div>\n\n<script>\ndocument.addEventListener(\"DOMContentLoaded\", function(){\n\nlet plazo = 20;\nlet valorUF = 35000; \/\/ fallback\nlet moneda = \"CLP\";\n\nasync function obtenerUF() {\n    try {\n        let res = await fetch(\"https:\/\/mindicador.cl\/api\/uf\");\n        let data = await res.json();\n        valorUF = data.serie[0].valor;\n        calcular();\n    } catch(e) {\n        console.log(\"No se pudo obtener UF, usando fallback.\");\n    }\n}\n\nfunction calcular(){\n\n    let precio = parseFloat(document.getElementById(\"precio\").value);\n    let pie = parseFloat(document.getElementById(\"pie\").value);\n    let tasaAnual = parseFloat(document.getElementById(\"tasa\").value);\n    moneda = document.getElementById(\"moneda\").value;\n\n    document.getElementById(\"tasa_label\").innerText = tasaAnual;\n\n    if(moneda === \"UF\"){\n        precio = precio * valorUF;\n    }\n\n    let montoCredito = precio - (precio * (pie\/100));\n    let r = (tasaAnual\/100)\/12;\n    let n = plazo * 12;\n\n    let dividendo = (r === 0)\n        ? montoCredito\/n\n        : montoCredito * (r*Math.pow(1+r,n)) \/ (Math.pow(1+r,n)-1);\n\n    let resultadoFinal = dividendo;\n\n    if(moneda === \"UF\"){\n        resultadoFinal = dividendo \/ valorUF;\n    }\n\n    document.getElementById(\"resultado\").innerHTML =\n        '<span class=\"fade-in\">' +\n        resultadoFinal.toLocaleString(\"es-CL\",{maximumFractionDigits:0}) +\n        \" \" + moneda + \" \/ mes<\/span>\";\n}\n\ndocument.querySelectorAll(\".plazos button\").forEach(btn=>{\n    btn.addEventListener(\"click\",function(){\n        document.querySelectorAll(\".plazos button\").forEach(b=>b.classList.remove(\"active\"));\n        this.classList.add(\"active\");\n        plazo = parseInt(this.dataset.plazo);\n        calcular();\n    });\n});\n\ndocument.getElementById(\"precio\").addEventListener(\"input\",calcular);\ndocument.getElementById(\"pie\").addEventListener(\"input\",calcular);\ndocument.getElementById(\"tasa\").addEventListener(\"input\",calcular);\ndocument.getElementById(\"moneda\").addEventListener(\"change\",calcular);\n\nobtenerUF();\ncalcular();\n\n});\n<\/script>\n\n<style>\n.simulador-pro{\nbackground:#ffffff;\ncolor:white;\npadding:35px;\nborder-radius:18px;\nmax-width:520px;\nwidth:700px;\t\nfont-family:Arial;\nbox-shadow:0 5px 25px rgba(0,0,0,0.3);\ntransition:all .3s ease;\nheight: auto !important;\nmin-height: auto !important;\n}\n\n}\n\n.simulador-pro:hover{\ntransform:translateY(-5px);\n}\n\n.simulador-pro label{\ndisplay:block;\nmargin-top:15px;\nfont-weight:600;\ncolor: #111111;\n}\n\n.simulador-pro input,\n.simulador-pro select{\nwidth:100%;\npadding:10px;\nborder-radius:10px;\nborder: 1px solid #E0E0E0;\nmargin-top:5px;\n}\n\n.plazos{\ndisplay:flex;\ngap:10px;\nmargin-top:10px;\n}\n\n.plazos button{\nflex:1;\npadding:8px;\nborder-radius:10px;\nborder:1px solid #E0E0E0;\nbackground:#ffffff;\ncolor:#111111;\ncursor:pointer;\ntransition:.3s;\n}\n\n.plazos button.active{\nbackground: #001A2E;\ncolor: #ffffff;\n}\n\n.plazos button:hover{\nbackground:#001A2E;\ncolor: #ffffff;\t\n}\n\n.resultado-box{\nmargin-top:25px;\npadding:20px;\nborder-radius:15px;\nbackground:#001A2E;\ntext-align:center;\n}\n\n#resultado{\nfont-size:22px;\nfont-weight:bold;\nmargin-top:10px;\n}\n\n.fade-in{\nanimation:fade .3s ease;\n}\n\n@keyframes fade{\nfrom{opacity:0; transform:translateY(5px);}\nto{opacity:1; transform:translateY(0);}\n}\n\n\/* RESET TOTAL *\/\n.slider-tasa {\n    -webkit-appearance: none !important;\n    appearance: none !important;\n    width: 100%;\n    height: 1px !important;\n    background: #ffffff;\n    border-radius: 10px;\n    outline: none;\n\tborder: none !important;\n    margin: 10px 0 !important;\n}\n\n\/* TRACK *\/\n.slider-tasa::-webkit-slider-runnable-track {\n    -webkit-appearance: none;\n    height: 2px;\n    background: #e5e7eb;\n    border-radius: 10px;\n}\n\n.slider-tasa::-moz-range-track {\n    height: 4px;\n    background: #e5e7eb;\n    border-radius: 10px;\n}\n\n\/* THUMB CHROME \/ EDGE *\/\n.slider-tasa::-webkit-slider-thumb {\n    -webkit-appearance: none !important;\n    appearance: none !important;\n    width: 18px;\n    height: 18px;\n    border-radius: 50%;\n    background: #001A2E !important;\n    border: none !important;\n    box-shadow: none !important;\n    cursor: pointer;\n    margin-top: -7px;\n}\n\n\/* THUMB FIREFOX *\/\n.slider-tasa::-moz-range-thumb {\n    width: 18px;\n    height: 18px;\n    border-radius: 50%;\n    background: #001A2E !important;\n    border: none !important;\n    box-shadow: none !important;\n    cursor: pointer;\n}\n\t\t\t  \n<\/style>\t\t\t  \n\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Simula tu Cr\u00e9dito hipotecario Calcula cu\u00e1l ser\u00eda el valor aproximado de tu dividendo.<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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